Applicant Details & Scoring

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Appalachia Habitat for Humanity, Inc.

Total Qualifying Score: 8
County (ARC Region): Yes
State (ARC Region): Yes
Q3. IRS Status: Nonprofit – 2
Q4. Parent Entity: Yes – 0
Q5. 2 or More Full-Time Employees : Yes (as of 12/31/2019)
Q7. Budget Level: $250,001 to $1.5 million – 5 (Last Fiscal Year Actual Income)
Q8. Restricted Reserves: Yes – 0
Q9. CARES Act Funding: No – 1
Q13. Participation by Executive: Yes


Appalachia Habitat for Humanity, Inc.
Robbins, Scott County, Tennessee 37852

County (ARC Region) Scott
State (ARC Region) Tennessee


Q1. Mission:

Seeking to put God’s love into action, Habitat for Humanity brings people together to build homes, communities and hope.

Q2. How organization aligns with ARC’s Plan & Goals:

Appalachia HFH, which began in 1978, is the second oldest Habitat affiliate in the world and the oldest in Tennessee.   Our focus has always been, and continues to be, servicing the low-income residents of Scott and Morgan Counties with decent, affordable and safe housing.  We focus on building and financing new home construction and completing home repairs which include accessibility additions such as wheelchair ramps, widening doorways and floor repairs.  

We feel we meet the Appalachian Regional Commission’s strategic plan of increasing the education, knowledge, skills and health of residents to work and succeed in Appalachia. 

Our work seeks to improve our clients lives with one basic necessity, housing, which also contributes to improved health for them, sustainably to the community and a foundation for future generations.  In 2010 the University of Tennessee did a study that showed children living in Habitat homes did almost two letter grades better on average after moving into their new homes.  Those same children missed 90% less school days and were healthier by 50%.  It also showed the children were 87% more likely to attend college.

Many of our families have been living in homes where the interior walls were covered with black mold, the floors were rotting through, had little to no heat and air.  The sad part is, they saw no way out of these situations until they learned about Habitat. 

When we serve a family with a new home, we require them to attend homeownership counseling/education classes prior to purchase.  This is so important in making them successful homeowners.  They learn about financing, budgeting, the legal documents they will be signing and basic home maintenance. 

Once our clients have move into their new homes, they instantly have a sense of pride, not only in their new beautiful and simple new home, but also in the fact that they have become contributing members of society.  This is because they are now paying property taxes and feel they can get more involved with local government issues. Some of them have even run for public office.

We are a lender of last resort and work with each applicant to find the best housing options available to them.  If the Habitat program is not for them, we make referrals to other possible service agencies and do our best to follow up with them to see if their living conditions have improved.  With limited staff and funds we struggle to serve all those who have a need though.

Our focus is not only improving our families physical lives but also their mental health as well.  We encourage them to keep improving their lives through further education and/or improved job opportunities.

Q3. IRS Filing Status: 501(c)(3)   

Q4. Unit or Chapter of Larger Organization: Yes

Q5. Employees:

Full-Time/Part-Time Employees: 8/1 (as of 9/1/2020)

Full-Time/Part-Time Employees: 7/3 (as of 12/31/2019)

Current Year Income/Expenses: $670970.99/$670970.99

Q6. Fiscal Year: July-June

Q7. Budget Level

Last Fiscal Year Income/Expenses (Actual): $418487.74 / $459875.04

Current Year Income/Expenses (Projected): $670970.99 / $670970.99

Q8. Restricted Reserves (Amount): Yes ($112000)

Q9. CARES Act Funding (Amount): No ($)
Received From:   Date Received:
For What Purpose(s):

Q10. Negative Impacts from COVID-19:

Appalachia HFH depends on volunteers to help raise funds to build and repair homes for the families we serve.  We also depend on those volunteers to help with the physical labor required to construct the homes.  For over 40 years we have had summer volunteers and for the past 20 years ,we have had teams from the same schools and churches assist us but because of the COVID-19 Pandemic, they were unable to this year.  We ended our 2020 Fiscal Year with a loss in revenue and in the red.

In 2020 we had planned to construct three new homes for families in need but were unable to build even one.  However, we were able to obtain some funds to do repair work for sixteen Aging in Place Projects for senior homeowners, but because of the high price of building materials, we found it difficult to even purchase materials for those projects, and many times we couldn’t find them in stock when needed.  The price of lumber alone has doubled since the beginning of the year with all most all building materials having an increase in cost.  Since we are located in a very rural area, prices were generally higher and availability scarce but now it is an even harder struggle to juggle the cost increase with availability.

Our volunteers generally raise over $250,000 for our new home program and come to Robbins for 12-13 weeks each summer to help with constructing those homes.  This year we have had no volunteers and were donated only $37,000 from those groups with the stipulation that the funds be reserved for the homes that they hope to sponsor in 2021. 

If the building material become available but the prices do not come down, we will be building even fewer homes.  The other reality to this is that the homes are going to cost more than they will appraise for, causing the new Habitat homeowner to have no equity in their homes.

As a non-profit, we have always faced our fair share of struggles, but this pandemic has us trying to plan for the unknown of what the future looks like.  We sincerely hope that ARC can assist us with long term financial planning and preparation for the future.

Q11. Top Three Concerns:
What does the future of this organization look like? Will we be able to get back to some type of normalcy?
Will we be able to make payroll in the next few weeks?
What if our past funders can never provide the same support as they once did?

How Participation in Program Will Address Concerns:

  1. Learning from others.
  2. Improvement of financial tools in our aging organization.
  3. Guidance of possible funding sources
  4. Creative ideas to grow the organization 


Q12. Applying as a Proposed Cohort? No

Q13. Executive Director or CEO Will Participate in the Program? Yes

Q14. Top Two Choices for Cohort Instruction:

Course #1 Choice: 1-Fundraising

Course #2 Choice: 2-Long-term Financial Management

Q15. Desired Course Schedule for Cohort Instruction:

#1 Desired Course Schedule: 1-Winter 2021 A: 5-Week Course (Jan. 25, 2021 – Feb. 28, 2021)

#2 Desired Course Schedule: 2-Winter 2021 B: 5-Week Course (Mar. 1, 2021-April 4, 2021)


Name: Haley Terry, Executive Director

Application Approved by Organization Director or CEO? Yes, Approved by Executive Director/CEO

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